The wealth disparity between the lowest and the highest continues to expand, and that's inappropriate.
I hate the term 'work-life balance.' I think it's a setup, and it's trap for all of us.
If you continue to plow ahead in something that is OK, you will miss the opportunity to do something that is great.
I have seen too many people in my career think that there is some natural progression to life, with certain career milestones preceding whatever you may want in your personal life. Unfortunately, life doesn't know it is supposed to follow a schedule.
If you don't have ample liquidity, and it's not durable, in times of stress, as you're looking for liquidity, you're forced to sell assets at declining prices, which then eats into your capital position, so it becomes this very, very negative cycle. There's no question that liquidity is sacrosanct.
Liquidity is oxygen for a financial system.