Luck, I believe, is where preparation meets opportunity.
Our Peter Pan generation is unhappy. All our lives, we want to grow up— to be treated like adults, to have freedom to choose. Then we get here and it turns out being an adult sucks. We pay the bills and taxes, watching others succeed while we are forever waiting for our turn. We believe we are special, but nothing special has come our way.
The grass is greener on the other side, but often this is just an illusion. Most probably, everyone is as unhappy as you.